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House rental guide in the Netherlands

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House rental guide in the Netherlands

House rental guide in the Netherlands. Of course, the first thing you need to do after it is announced that you will come to the Netherlands is to find a house to lay your head in. Unfortunately, renting a house in the Netherlands is a bleeding wound. Because there is an imbalance of supply and demand. In fact, this problem has become even greater in big cities such as Amsterdam, Rotterdam and The Hague. We will try to give you all the information you need and need to know about renting a house in the Netherlands Home Rental Guide.

House rental guide in the Netherlands

Social Home

About 75% of rental homes in the Netherlands are social homes. These houses are affiliated with housing associations called Housing Associations. A government-supported option for people with insufficient income, which lowers housing costs for them. Every year, associations have to allocate 80% of the houses they own to families with an annual income of up to €39,055, 10% to families with an annual income of €39,055 and €43,574, and the remaining 10% to families with an annual income of more than €43,574. . The state sets an upper limit for the rent of these houses every year. For 2020, this limit is 737.14€.

There is a long waiting list for social housing. If you come as an expat, you have very little chance in these houses. Because you’re probably over the salary cap.

To benefit from these houses:

– First of all, you need to register with one of the housing associations in the region where you want to keep the house.

– After registering with this association, the association will issue a residence permit for you. The purpose of this permit is to prevent people who do not need it from renting a social home. Your income must be within the limits set for that year.

– The next thing is to wait. As we said, the waiting lists are quite long. We even heard it was 15 years in Amsterdam.

Free market

All houses other than social houses are considered as free markets. You can rent them through real estate agents or directly with the landlords. Most of the houses are in the hands of real estate agents. Landlords can be companies in some cases. A company can allocate 100 flats of its construction project to rent and operate them. In this case, you can rent through the application sites determined by the company.

House Types

The houses are divided into 3 according to the condition of the goods. The amount may vary depending on the type of house and the condition of the furniture in the house. Of course, a furnished house means an increase in the responsibilities of the tenant.

Unfurnished (Unfurnished, Ongemeubileerd )

In the Netherlands, unfurnished houses have a very strange situation. If a house is unfurnished, it may not only be the furniture we know, but also the floor covering, kitchen cabinets, carpet, some electrical items. Especially seeing a house without a floor can be quite interesting for many of us.

Therefore, when looking at the house, it is useful to check if there are floors, curtains, etc. in the house. Because these will come back to you as an extra expense.

Another issue is that when you leave the house, you leave the house as you found it. So, if you have the floor covering done yourself, you can either remove it when you leave or sell it to a new tenant.

Semi-furnished, sofa furnished, Gestoffeerd )

In semi-furnished houses, there may be floor coverings, curtains, white goods in the kitchen and even a washer/dryer. These houses are the first choice for us. Because it is the floor, it is the curtain, you do not have to deal with it. Of course, the rent is slightly higher than in a completely unfurnished house. It can vary between 50-200 € depending on the house. The larger the house, the higher the price.

Along with the rental agreement, there is a list of the items in the house. This list is passed with the real estate agent or the landlord and it is agreed that the goods are without any problems. When leaving the house, a check is made on this list again.

Furnished (Furnished, Gemeubileerd )

Furnished houses have all the basic items that should be in a house. Such as white goods, crockery and furniture in the kitchen.

There is also a list of items here. When you first keep the house and when you leave the house, this list is checked.

While seeing the house, it is useful to ask what will stay in the house and what will not.

Bills

Electricity, natural gas and water bills are sometimes included in the rent. It is very important to pay attention to this. You can think of the average invoice amount as 200€ per month. Of course, there is no upper limit to this.

Things to consider when looking at rental ads

– If invoices are included, including service costs or inclusief servicekosten will be written. Sometimes incl. g/w/e/ (g: natural gas, w: water, e: electricity)

– If invoices are not included, excluding service costs or inclusief servicekosten will be written. Sometimes excl. g/w/e/ (g: natural gas, w: water, e: electricity)

The billing system in the Netherlands is slightly different. At the beginning of the year, you make an agreement with the infrastructure companies according to your estimated expenditure and pay a fixed amount every month (for electricity, water and natural gas). I’m new to the country, don’t be afraid to guess how. When you answer some questions such as the address of the house you will rent and the number of residents, they automatically calculate. At the end of the year, there is an additional invoice if you paid less, or a refund if you overpaid. The same is true if bills are included in the rent. So you pay a fixed amount to the landlord every month. The landlord sends you the invoices and the account at the end of the year. If you overpaid, you can get your money back. If you pay less, you pay the difference.

The Most Used Websites to Find a Home

Now that you have mastered the general terms, you can start your home search. Below we list a few sites that are frequently used to find a rental home. We even linked the English versions for convenience.

Pararius and Funda are the most used websites. We’ve also added a few alternatives.

pararius.com

funda.nl

directwonen.nl

https://www.huurwoningen.nl

https://www.dutchhousing.nl/en/home (Especially for Amsterdam)

https://housingonline.nl/en/properties/ (for Amsterdam and surroundings)

Realtor Subject

Many rental homes are rented by real estate agents. The real estate agent profile in the Netherlands is quite different from that in your country. They have ultra luxury cars under them. They are very stylishly dressed. We warn you in advance so that you are not surprised when you see it.

In general, the landlord pays the real estate agent costs in rental works, but in some cases, a commission can be taken from the tenant. Therefore, it is useful to ask this in the first place.

Seeing the Houses

Let’s say there are a few houses that you catch your eye on from the sites we mentioned above. The first thing you need to do is to request an appointment through the website. Here, you will send the request after entering your information and entering the details such as which day you prefer to see the house. They will get back to you to set up an appointment by email or phone. If the house is rented directly from the owner, this communication will be with the landlord. But the option to rent by owner is almost non-existent.

You will meet at home on the agreed day and time. If there is a real estate agent in between, you can see the house with the real estate agent and shower him with questions.

What is Required to Rent a House?

In order to rent a house in the Netherlands, you have to go through some stages and deliver some documents to the real estate agent/landlord.

– Residence permit. It is not possible for you to take any official action in the Netherlands without it.

– There may be people who like the house you like and want to rent it. In this case, the landlord has to make a choice. You may be asked for a motivation letter just as you would with a job application. Especially in cities where large and rented houses are scrambled, there may be more than one candidate who wants to rent a house. In this case, the landlord has to make a choice among these candidates. It is very important at this point to deliver the requested documents on time and completely. We were able to rent our house thanks to someone who could not deliver their documents. Another tip is to give a little more than the requested rent amount, which can make you stand out among other candidates.

– Proof that you can pay the rent. If it is your first home in the Netherlands, you can usually ask for an employment contract proving your salary. At the same time, the duration of your contract with the place where you work can also be effective in the decision process.

– We read that in some places BSN (you can think of it as an ID number here) is requested. However, BSN is taken with an application to the municipality when your address in the Netherlands is determined. So you cannot receive without an address in the Netherlands. The house can be rented just fine without BSN.

– After submitting the documents and the landlord’s approval, it’s up to the signing of the lease. But you can guess that all documents are in Dutch. Therefore, you can request an English contract to be sent. However, in many cases this may not be possible. You can ask for help from your colleagues, acquaintances, company HR. This is how we did it.

In some cases, the landlord may request extra documents. Don’t think that what’s left is the document we haven’t given yet. They asked us for our bank statement for the last 6 months in our country.

Extra Costs

There will be some extra costs when renting the house. The biggest item of these is the deposit. It is usually taken as 2 rentals. So when you first enter the house, set yourself up to pay that month’s rent plus 2 rent deposits.

Apart from that, the real estate agent cost we mentioned above, if you are buying a completely unfurnished house, expenses such as flooring, kitchen cabinets, which are strange for us but quite ordinary for the Netherlands, may come to the fore.

Rental Assistance

Rent support (huur toeslag) can be obtained from the state both for social housing and at the same time. Here are the conditions for this:

– be over 18 years old

– Have a Dutch residence permit

– Income less than a certain limit (We detail below)

– Being a self-sufficient house (must have room, bathroom, kitchen)

– The value of the house does not exceed a certain limit

– The rental amount is not above a certain amount

– If invoices are not included, it will be written as excluding service hosts or exclusive servicekosten. Sometimes excl. g/w/e/ (g: natural gas, w: water, e: electricity)

Rent Increase

The landlord determines the rent increase. The contract states the increase for the first year. A new rate is set for the following years. However, if you find it high, you can negotiate with the landlord. If the dispute continues, it is necessary to apply to the Huurcommisie, which we mentioned below.

Room Rental

It is also possible to rent a room in the Netherlands. For this, we leave the most used site below.

https://kamernet.nl/en

Notice period

Unless otherwise stated in the contract, the notice period is 1 month. In other words, if you are going to leave the house, you must notify your landlord at least 1 month in advance. If there is a real estate agent in between, you can also let him know.

Disputes

There is an institution called Huurcommisie that can settle most disputes without going to court if there is any dispute with the landlord. You can apply here for any dispute. If you have an objection to the decision of this institution, the last resort is to take it to court.

Insurances for Rental Houses

We will also touch on the subject of insurance in the Netherlands. There is insurance for everything you can think of, but it is worth mentioning the insurances related to this issue. These insurances are not very expensive, but they save you big expenses.

Property Insurance (Homehold Contents Insurance / Inboedelverzekering )

This insurance is an insurance against any damage to the belongings in the house in events such as fire, flood, theft. Not compulsory but one of the most popular insurances in the Netherlands. If you have a furnished home, the landlord may require this insurance. In this case, insurance is included as a clause in the contract. For us, it was mandatory.

Liability Insurance

Yes, the Dutch name is too long. Don’t let this scare you 🙂 This insurance is actually a comprehensive insurance. The part that concerns the house protects you if you, your child or your pet accidentally damage anything in the house (it is very important that there is no intention here).

We hope that our article will be useful for you and you can find the house you want. Good luck to you in this process!

Berry moved to the Netherlands for her art studies. She is living in Amsterdam for 16 years. You can see her in Amsterdam streets with her fancy pink bike. She is a professional photographer and blog journal lover.

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In the Netherlands, the government increased the minimum wage by 10.15 percent for the first time since 1969. In 2023, the minimum minimum wage was increased to 1934 euros.

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