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How is the health system in the Netherlands?

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How is the health system in the Netherlands?

When you move to a new country, there are naturally many questions. When it comes to finding a house, settling in, etc., there are dozens of subjects to learn about. The healthcare system is one of the biggest question marks when moving to a new country. Especially if there is a child, the level of anxiety increases even more. In this article, we will try to talk about all the information you need to know about the Dutch healthcare system.

According to the Dutch government, anyone considered to be a resident of the Netherlands is required to have a health insurance. Until the age of 18, the state pays for it, and the requirements for international student status are slightly different.

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Dutch Health System in General

The healthcare system is divided into three main branches:

Chronic diseases and long-term treatments : Since the treatment process is longer than normal in cases such as cancer and stroke, your addressee is the institution that provides this service directly. For example, if you need equipment such as a cane or walker permanently, all of these must be covered by your health insurance.

Short-term treatments, simple diseases: In fact, this is the point where you will do almost 95% of the transactions related to the health system. Your GP is the first person you go to when you have a problem. If you need to be treated in a specialty, you can go to a hospital or a specialist doctor with his or her guidance.

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Supportive treatments (such as dental, physiotherapy): In the Netherlands, treatments such as dental and physiotherapy are completely transferred to the private sector and are completely excluded from the smallest packages of insurance. However, you can add some of the insurance coverage with the additional packages you will pay monthly.

Benefiting from the Dutch Health System What to Do?

There are a few things you need to do as soon as you arrive in the Netherlands to benefit from the healthcare system .

1. BSN (Burgerservicenummer) almak:

Without BSN, the Dutch version of the ID number, you can hardly do anything in the Netherlands. In order to do this, you need to go to the relevant municipality and register as soon as your address is known. We will be sharing more detailed information about this. In order to get this, you need to give some documents to the municipality, such as your residence permit and your employment contract if you came through work. It may be useful to ask the municipality for the required documents beforehand, as  it may differ from municipality to municipality. After your application, the IND (Immigration Office) will evaluate your application. Your BSN number will be sent to the address you specified by mail. Let us remind you that it may take up to 10 working days. In the meantime, try not to get sick 🙂

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2. Bank Account

Again, in many cases where you have to pay money, you need to have an account here. If you came for work, this is also a condition for you to receive your salary. As soon as you receive the BSN, that’s the first thing you need to deal with.

3. Deciding on the Insurance Firm

Although the state requires insurance, all insurance companies are under the control of the private sector. The coverage of the basic packages is the same for all insurances.

You can compare prices on the packages you want at https://www.pricewise.nl/zorgverzekering/zorgverzekering-vergelijken/ or https://vergelijker.net/zorgverzekering/ . However, if you want to benefit from employer support, you usually do not have a choice. You have to work with the company that the employer has specified for you.

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You can perform insurance transactions online. The company you choose will send you a card with the necessary information on it in a few days to the address you specify.

3. Registering with a Family Physician

Since you have insurance, the next step is to choose your family doctor from a region close to your home address. You can see the comments about the doctors in the region at https://www.zorgkaartnederland.nl/huisarts and decide accordingly. However, there is one point you should pay attention to. The clinic of the doctor you choose should not be more than a kilometer or two from your home . Otherwise, doctors will turn you away. Unfortunately, many doctors are not available because the number of doctors is limited. Therefore, you may need to call or go to the clinic in person and ask about availability.

If there is availability, you register with the card sent by the insurance. Your eyes are bright! You now have a doctor.

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4. Making an Appointment

One of the most important things to know about the Netherlands is to make an appointment for everything. For the doctor, of course, this is quite logical. You can make an appointment by phone or by going to the polyclinic.

Subject of Specialist Doctor

In the Netherlands, you cannot go to the hospital on your own and be examined by a specialist doctor. First of all, you need to go to your family doctor. If the family doctor deems it appropriate, you are referred to the relevant specialist doctor. So you have the flu, your leg hurts, you need to have an operation, always the family doctor. There are exceptions here. Physical therapy and dentist. You can go to both of these without going to the family doctor, and the amount you will pay varies according to the scope of your insurance. We will elaborate on this below.

Insurance Packages and Coverages

Own Risk

We’ll talk about insurance packages below, but there’s one more important thing you need to know. You can consider this as your own risk. What does this mean? It means an expense item other than the monthly premium you will pay to the insurance. If your health expenses exceed this amount at the beginning of the year that year, you have to cover the amount up to an amount that you will determine when choosing a package at the beginning of the year. If your health expenses exceed this amount in the relevant year, all expenses after that point are covered by the insurance. The more you increase this limit, the lower your monthly payments will be. Although the minimum limit is set every year, the figure for 2020 is 385 €. In other words, the expenses after you pay the first 385 € will be covered by the insurance.

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Basic Package

Within the scope of the basic package, there are family physicians and follow-up treatments and treatments for chronic diseases. The choice you need to make for the basic package is to decide whether you want to go to the partner centers. If you say that I can go to any hospital I want, your monthly payment will increase a little more.

Additional Packages

Dental: Dental services have been completely transferred to the private sector and are not covered by the basic package. You can go to a dentist of your choice at https://www.zorgkaartnederland.nl/tandarts , register and continue your treatment here. As we mentioned above, you do not need to go to the family doctor for the dentist. With the packages you will add to your insurance coverage, you can say that 75 or 100% of the annual costs ranging from 250 to 1000 € will be covered by the insurance. Of course, keep in mind that as the coverage rate and amount increase, your monthly payments increase at the same rate.

Important note: Many dentists use an intermediary firm for payment. You have to pay the part that the insurance does not cover to that intermediary company. When registering with the dentist, be sure to learn how to make these payments. Because we did not know this, we went to an appointment once and could not get service because the payment was not made. keep in mind.

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Physiotherapy (Physical Therapy): Physiotherapy is one of the most important pillars of the health system. For orthopedic problems, you can see a physiotherapist directly before your family doctor. If you cannot find a solution to your problem with physiotherapy treatment, your family doctor comes into play here. With the written recommendation of the therapist, you can go to the family doctor and request to see a specialist doctor. It is possible to choose packages with unlimited sessions of 6 times a year for this treatment method, which is also not covered by the basic package.

Eye: When you have a problem with your vision, it is enough to go directly to the eyeglasses retailer instead of the doctor. The optician there will take the measurements and give you the right glasses directly. The compensation for this service is still not included in the basic scope. However, there are packages available to cover costs from 100 to 200 € per year. A specialist ophthalmologist is considered as the last solution in case of serious eye problems.

Overseas Coverage

The Netherlands has health agreements with many countries. If you experience a health problem while traveling and need to go to the hospital, the insurance coverage varies from country to country. Therefore, before traveling, it is useful to get detailed information from your insurance company.

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You can also take advantage of the extra packages offered by insurance companies to increase coverage. Remember. Even if your insurance covers it, if your Own Risk limit is not reached, it will be deducted from there first and you will have to pay.

Alternative Treatments

There are also additional packages for alternative treatment methods such as acupuncture. You can add costs from 200 to 700 € per year in your package.

Student Insurance

International students are not required to have insurance. Because they are not seen as resident individuals. However, in order for them to benefit from the health system while they are here, they must have private health insurance. It is not possible to take out standard Dutch insurance because you do not have a residence.

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If you start working in any job besides being a student, you are directly covered by the insurance due to residence. Even works based on volunteerism are evaluated within this scope. However, since your income will be low, it is possible to receive insurance assistance.

Health Insurance Assistance

If your annual income is less than €30,481 for singles, €38,945 for partners and less than €116,613 (for 147,459 partners), you can receive assistance.

For example, a 33-year-old can receive an insurance benefit of 63 € per month with an annual income of 25,000 €. Here is the calculation link .

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Insurance for Children

All children up to the age of 18 must have insurance, but the premium is not paid until they turn 18. If you have a child in the Netherlands, you must insure your child within 4 months of birth. Persons over the age of 18 must also switch to the premium payment system within 1 month. Otherwise, there is a penalty.

Insurance Company Change

If you are not satisfied with the current insurance company, you can change companies. But you can do this once a year. Every year in November, insurance companies send out their new policies. You can switch to another insurance company until January 1st.

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Bloesem Park in Amsterdam heralds spring

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Bloesem Park in Amsterdam heralds spring

Cherry Blossom Park (Bloesempark), located in Amsterdamse Bos in Amstelveen, has turned pink thanks to the cherry blossoms that herald spring.

The largest Japanese community in the Netherlands resides in Amstelveen in the Amsterdam region, as most of the international companies are located in Amstelveen.

According to Japanese tradition, families celebrate the Cherry Blossom Festival (Hanami Matsuri) every spring. In this festival, a picnic is held under the cherry trees with families and friends. The festival continues during the flowering period of the trees, the festival lasts for 10-14 days as long as the weather permits.

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The trees that bloom in March or April also herald the beginning of the festival. The spring festival kicked off this week, with the trees blooming in the park in Amsterdamse Bos.

The cherry trees in Amstelveen were donated by the Japanese Women’s Club (JWC) in 2000. There are female names on every tree in the park. 200 of the trees bear the names of Japanese women, and the other 200 bear the names of Dutch women.

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200,000 euro reward for reporting the Netherlands’ most wanted drug smuggler

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200000 euro reward for reporting the Netherlands most wanted drug smuggler

The Netherlands’ most wanted drug trafficker, Jos Leijdekkers, is suspected of being in hiding in Turkey.

The reward for those who will contribute to the capture of the gang leader, also known as “Bolle Jos”, has been increased to 200 thousand Euros.

Jos’s mother and sister, and recently his father, were detained on the charge of “providing assets with illegally collected income” and were released pending trial. A large number of precious jewels were seized during a search of the family’s homes and workplaces.

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Jos, on the other hand, had left the country some time ago with some members of his gang. Jos is suspected of hiding in Turkey. Travels of family members to Turkey in the last August and December reinforce this suspicion.

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Temporary lease agreements may be banned in the Netherlands

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Temporary lease agreements may be banned in the Netherlands

Temporary leases can be lifted for most people in the Netherlands due to a bill passed by parliament.

Since 2016, landlords have been allowed to offer one- or two-year contracts to tenants to make property rentals more attractive. This meant that tenants were repeatedly evicted after two years and had to either look for a new home or pay a very high rent increase. But a growing number of lawmakers said they were concerned that limited-term contracts would put tenants in a difficult position and exaggerate rental prices.

“In 2016, temporary contracts were offered with the thought that more rental properties would be available, but it was not thought that this would become the norm,” said Henk Nijboer, a housing spokesperson for Labor Party PvdA.

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The bill, which will be discussed in parliament on Thursday evening, is expected to achieve a majority when it is put to a vote next month, despite the opposition of Mark Rutte’s party, the VVD.

Documentation supporting the members’ bill states that although residents are constitutionally entitled to affordable housing, there is a shortage of approximately 300,000 housing units in the Netherlands. A reference by Companen is also cited in these documents, which reveals that one-third of new private tenants sign short-term contracts.

The new bill will include exceptions, such as if the landlord works abroad temporarily or wants to move back home, and temporary student rooms.

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Antwerp city of Belgium became the city where cocaine is used most widely in Europe

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Antwerp city of Belgium became the city where cocaine is used most widely in Europe

The annual wastewater analysis of the European Monitoring Center for Drugs and Drug Addiction (EMCDDA) revealed that Antwerp, Belgium, is the most widely used city of cocaine in Europe this year as well.

Researching drug use rates by analyzing European wastewater each year, the EMCDDA took samples to measure the use of cocaine, amphetamine, methamphetamine, ectasy, ketamine and cannabis in 104 cities in March and April 2022.
Accordingly, cocaine use was particularly high in cities in Belgium, the Netherlands, Portugal and Spain.

Compared to the rates in 2021, it was found that cocaine use increased in 38 cities in 2022.

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The city of Antwerp, in the Flemish region of Belgium, topped the list of cities with the highest traces of cocaine in wastewater.

Antwerp was followed by cities such as Amsterdam in the Netherlands, Tarragona in Spain, Brussels in Belgium and Zurich in Switzerland.

While the average daily amount of cocaine residues in wastewater in Antwerp was 2 thousand 381 milligrams, it was measured as 1161 in Tarragona, Spain, 1142 in Amsterdam, 985 in Brussels and 931 in Zurich.

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In January, Belgium and the Netherlands seized a total of 160 tons of cocaine, approximately 110 tons in Antwerp and around 50 tons in Rotterdam, as a result of their cooperation in the fight against international drug trafficking.

Cocaine seized at the port of Antwerp this year was the highest ever, after 89.5 tonnes in 2021.

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Tomorrow at Eindhoven Airport, there will be actions of climate activists

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Tomorrow at Eindhoven Airport there will be actions of climate activists

People who were supposed to be at Eindhoven Airport on Saturday may be disturbed by the actions of climate activists.

As a result, it may be more difficult to reach the airport. Climate action group Extinction Rebellion’s show is expected to begin by 13:30 noon. It is planned to be on the boulevard, next to the terminal.

The airport advises passengers to prepare well for their travels and to follow the website for up-to-date flight information. Extinction Rebellion expects about five hundred performers.

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A spokesperson for the group said in a statement that participants can try to enter the airport area, as they did at Schiphol Airport last November. Protesters then jumped over the fence and chained themselves to private planes. “But to be honest, I don’t think it’s very wise. This is military territory.”

The action group wants, among other things, Eindhoven Airport to stop polluting the environment, cancel unnecessary flights and give flights a fair price.

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Fatboy branded electric blankets recalled in the Netherlands

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Fatboy branded electric blankets recalled in the Netherlands

NVWA announced that some of the electric blankets belonging to the Dutch firm Fatboy were overheated and were recalled on the grounds that there was a risk of ignition.

The Dutch Food and Consumer Goods Safety Authority, NVWA, has warned consumers about the Fatboy brand “Hotspot” blankets. In the NVWA warning, it was stated that the blankets were overheated and the heating mechanism inside the blankets could catch fire.

NVWA; advised that consumers who have purchased the product before should never use the blankets. The Fatboy company, on the other hand, stated that the blankets with the code numbers specified in the warning published on its website were recalled as a precaution.

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In the company statement, it was stated that the heating equipment of the blankets without the lot number on them and the blankets with the lot number 20022519, 2002520 or 2002593 were recalled.
According to the company statement, consumers who have blankets with or without a printed lot number, have to remove the heating component inside the blanket and send it to the company. After this process, the purchase price will be refunded to the consumer.

You can remove the heating assembly inside the blanket as follows:

Unplug the blanket from the outlet
Open the Velcro part, disconnect the wires and remove with the red label
After disconnecting, the battery can be easily separated
Remove the black charging cable with magnetic charging point
remove the adapter
Pack the red-labeled cables, battery, charging cable, and adapter in a box or sturdy envelope and ship to Fatboy.

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If you purchased the product on the website of Fatboy, fill out the form on this link.
For products purchased from other sites, fill out the form on this link.

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A warning was made in the Netherlands not to use it for an antifreeze brand

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Again a warning was made in the Netherlands not to use it for an antifreeze brand

A brand of antifreeze used for vehicle windows during the winter months is recalled because it contains more methanol.

More excessive amounts of methanol were found in a brand of washer antifreeze used to clean car windows in the Netherlands. The company recalls its products, which are sold in 2 and 5 liter drums.

In the statement made by Power Oil, it was stated that more than normal toxic methanol was detected in Power Winter antifreezes, and the products were recalled due to this substance, which would be harmful to health.

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In the company statement, it was stated that the products to be recalled were 2 and 5 liter drums with the barcode number 8717953205629.

Power Oil pointed out that there are two versions of this product with the same barcode, and emphasized that the recall only applies to cans with blue caps.

The products recalled in the statement; It was stated that from September 2022 until 7 March 2023, sales were made at gas stations in the regions of Overijssel, Gelderland, Friesland, Zuid Holland, Limburg, Groningen, Noord Holland and Zeeland.

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In the company statement; A call was made that the products contain toxic methanol at a level that users may face the risk of blindness and death, and that the products should not be used.

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Europe switches to summer time

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Europe switches to summer time

At the end of this week, daylight saving time, which foresees more use of daylight, will be implemented. Clocks will go forward one hour.

In accordance with the summer-winter time application, which is applied to benefit more from sunlight during the day and to save energy, the clocks will be advanced one hour at the end of this week.

Clocks in Europe will go forward one hour at 02:00 on the night connecting Saturday, March 25 to Sunday, March 26.

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In the vast majority of digital instruments, the clocks automatically switch to summer and winter, but analog instruments need to be adjusted.

Summer-Winter time application first started in 1916

The practice of summer and winter times was first used in the German Empire, Austria-Hungary, and Great Britain during the First World War in 1916. This practice was aimed at increasing the daylight saving time.

In a survey study conducted with the participation of 4.6 million Europeans across Europe in 2018, 84 percent of the participants stated that the adjustment of the clocks especially disrupted the biological rhythm of the person and wanted the application to be removed.
The European Union (EU) also made an attempt in 2019 to end the discussions that started at that time, and the proposal not to change the clocks was presented to the European Parliament (EP).

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In the same year, the AP approved that the clocks not be changed, but between countries “which is better if we end this practice: summer time or winter time?” the question came up. However, with Brexit, the pandemic, the war in Ukraine and the rise in energy prices, the issue was forgotten on the dusty shelves where it was removed in 2019.

Daylight Saving Time has been in effect in the Netherlands since 1916.
In the Netherlands, summer time came into effect in 1916. However, after that, different rules were applied. For example, from 1946 to 1976, there was no daylight saving time. Since 1996, summer time starts on the last weekend of March and changes to standard time, ie winter time, on the last weekend of October.

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Number of people seeking euthanasia on the rise in the Netherlands

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Number of people seeking euthanasia on the rise in the Netherlands

The number of people seeking euthanasia in the Netherlands, which is the first country in the world to grant the right to euthanasia for those over the age of 12, increases by 10% every year.

Applications to the Euthanasia Specialization Center, which enables terminally ill patients to end their lives, are increasing. According to the last annual report announced by the Center, there was an 11 percent increase in the number of applications made last year compared to 2021.

According to the report published by the institution; In 2022, 4 thousand 159 people applied for euthanasia and 1240 people were euthanized. In 2021, 3 thousand 689 people applied to the institution and 1117 of them were euthanized.

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Approximately one-third of the applications made to the Euthanasia Specialization Center, previously known as the Association for Ending Voluntary Life (NVVE), result in euthanasia. Two-thirds withdraw the application or do not meet all the requirements of the euthanasia law.

In the Netherlands, where the legal right to euthanasia is granted to terminally ill patients, certain conditions set by the law must be met in order to obtain this right. Applications to the Center; It is made by patients whose euthanasia requests for any reason are not accepted by their home doctors and who have no hope of recovery.
In an article in the Trouw newspaper on the subject, it was pointed out that the population is getting older and that this situation has increased the number of people who want to end their lives. According to the newspaper, the fact that people wanted to make decisions about their own lives and that euthanasia became more well-known also caused the numbers to increase.

Applications increase by an average of 10% each year
The number of euthanasia requests is increasing by an average of 10 percent each year. According to the information obtained, 1796 applications for euthanasia were made in the Netherlands in 2016 and 2 thousand 500 applications in 2017. The number of applications made to the institution in 2021 was 3 thousand 689. In 2020 alone, numbers fell due to the center being temporarily closed due to corona measures.

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Netherlands first country to implement euthanasia law
The Netherlands became the first country in the world to grant euthanasia to those over the age of 12 in 2002. However, the right to die for those under the age of 12 was introduced for the first time in Belgium.

In 2014, Belgium legalized the right to euthanasia for children under the age of 12 who have no hope of recovery and are in great pain.

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Screen addiction is increasing in children aged 0-6 in the Netherlands

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Screen addiction is increasing in children aged 0 6 in the Netherlands

Screen time is increasing among children aged 0-6 in the Netherlands. Experts say that this situation negatively affects the development of the child.

According to the annual research by Netwerk Mediawijsheid, very young children in the Netherlands are also spending more and more time in front of the screen, which negatively affects their development.

Parents who participated in the study stated that they were generally satisfied with the balance between sleeping, moving and sitting with their children, and 80 percent thought it went well. However, the data show that the situation is not as the parents think. Especially children in the 0-6 age group spend more and more time in front of TV, smartphone or tablet.

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Average time in front of the screen is 100 minutes
Families with children between the ages of 0 and 6 participated in the study. According to the results obtained; One out of every four parents with children in the 0-1 age group allows their child to sit in front of a tablet or television for at least 2 hours a day.

Children up to the age of six spend an average of 100 minutes a day on digital media, and this number has been increasing in recent years.

In 2021, children in the 0-6 age group spent an average of one and a half hours a day in front of the TV, smartphone or tablet. Last year, children in this group spent seven minutes longer in front of a screen a day.

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Researchers say that spending time in front of the screen for a long time harms the development of young children, and physical activities are limited because children perform this activity by sitting more. Experts emphasize that movement is essential for the health and development of young children.

What can be done in this situation?
Researchers state that in addition to reducing the time the child spends in front of the screen, parents can also set an example for the child by limiting their own screen time.

According to the organization, half of the parents surveyed are aware that they can set an example for their child in this way, but have difficulty regulating their own screen time.

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Researcher Anouk Tuijnman states that it is as important for parents to encourage “diversity” as paying attention to their own behavior. “There has to be diversity not only between different activities, but also between the way a child performs an activity, sitting or moving,” Tuijnman said. says.

Causes sleep and developmental disorders and obesity
Sleep and language development can be impaired in children who are less active. In addition, this situation invites obesity. Another negative result of being in front of too many screens is the deterioration of the eyes and triggering myopia.
The World Health Organization (WHO) recommends that young children up to the age of 2 preferably use as little media as possible, and that children up to the age of 5 should be in front of a screen for a maximum of 1 hour a day.

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